Cambria charges a 0% management fee on all personal investment accounts. The client pays a 15 basis points (0.15%) platform fee which passes through to our technology partner, Betterment. The client will pay no commission on trades, no fees on tax loss harvesting, and no rebalancing fees. The total fee paid by client is 0.15% plus the underlying fund costs, which varies per the ETFs, but we create our portfolios with only low-cost ETFs.